in Delzimmer, Part 3
armed with knowledge of the Kauladd and Delzimmer's troubled past, ye
can properly appreciate how the Delzmaer handle property.
The Delzmaer system of property registration is handled by the nagra
at the Pholruth, or largest nagra house. The Pholruth is a large, many-winged
three-story stone structure near the center of the city. Its uppermost
floor functions as the cleanest, safest inn in Delzimmer (much favored
by outlanders able to pay its steep rates of 3 gp/night without meals,
stabling 5 sp/mount/night extra). The middle floor is given over to the
living quarters and offices of nagra and kala, the ground floor functions
as the nagra station house and ethrael offices, and the cellars are either
jail cells, used for seized goods storage, or are the vaults of the Shrimmer
(the bank service run by the nagra). The three sorts of cellars aren't
handles banking and moneychanging and all ethrael services, operating
during daylight hours with a staff of three nagra under the constant scrutiny
of two kala.
(foodstuffs and livestock) and mass portable goods (such as nails, chain,
rope, and the like) can't be registered, but they can be insured. The
owner of the goods and the owner of the storage space (or their agents)
together come to the Shrimmer, sign a bond, and each tender matching amounts
of cash into the hands of the nagra. If no losses occur before storage
ends, both reappear, the bond is destroyed, and the cash amounts are returned.
If a loss is claimed, the kala hear the dispute and adjudicate. Typically,
both lots of cash are given to the owner of the goods in such cases.
goods (like coaches, suits of armor, and beasts of burden) can be registered,
and the nagra maintain two identical copies of the registry (one held
by the owner and one by the Shrimmer). Changes in the status of the goods
(such as damage or beast injuries and sicknesses) are noted on both registries
whenever the owner presents his or her copy and explains. (The kala direct
when such claims must be verified by direct nagra observation.) Loans
and coin accounts are handled by the Shrimmer in much the same way.
property, such as land and structures, are handled through the registration,
precise wording, and amendment of ethrael, or written deeds. These are
handled by the Shrimmer in two forms: The owner has a written document
precisely describing the extent and situation of the property, and the
Shrimmer vaults hold a long roll of deed that both describes the property
in the same way and keeps an ongoing descriptive record of who bought
the property from whom, with prices and conditions and alterations all
ethrael property description might begin as follows: "That piece
of land and the cellar soil beneath that is within the fair city of Delzimmer
and bounded thus: lying along the west side of Such-and-Such Street from
the northwest corner of its moot with So-and-So Street, six tharodd north
along Such-and-Such Street to a white stone set in the ground and bearing
the mark of a toad; thence westerly four tharodd and a foot more besides,
on an angle bearing north of west to a second white toad-stone; thence
due west three tharodd to Thus-and-Thus Street; south along the east side
of Thus-and-Thus Street . . ." and so on. (A "tharodd"
is a straight linear measure of six feet popular in Delzimmer and Luiren,
though in the latter land it's called a "hinthar.")
wayward discussion of matters legal and property deeds may seem to some
of ye to have strayed far from my promises of current gossip, but wait
until next time we converse, and ye'll see how such matters have a way
of circling around to entangle again, like serpents biting their own tails.
the previous Elminster Speaks
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